A dentist examining a patient in a dental clinic and an optometrist conducting an eye exam with a woman patient in an optical clinic.

Dental and Vision

Hospital indemnity insurance is a type of supplemental insurance designed to help cover the out-of-pocket costs associated with a hospital stay. It provides a fixed cash benefit directly to you—regardless of other insurance coverage—when you are hospitalized due to illness, injury, or surgery.

Benefits

  • Helps cover routine dental cleanings, exams, and restorative care

  • Includes vision exams plus savings on glasses or contact lenses

  • Supports hearing exams and discounts on hearing aids

  • Keeps essential care affordable, predictable, and easier to maintain

Dental insurance helps you manage the cost of essential oral care while keeping your smile healthy. Coverage typically includes:

  • Preventive care: Routine cleanings, exams, and X-rays to catch issues early

  • Restorative services: Fillings, crowns, bridges, and oral surgery

  • Periodontal care: Treatment for gum disease

  • Major prosthetic services: Dentures and implants

Regular dental care not only prevents pain and disease but can also save you money on costly procedures down the line.

Dental Insurance

Vision insurance helps you maintain healthy eyes and affordable corrective eyewear. Coverage often includes:

  • Routine eye exams: Detect issues like glaucoma or cataracts early

  • Prescription lenses and frames

  • Contact lenses

  • Discounts on LASIK and other corrective procedures

Healthy vision supports daily life, productivity, and overall well-being—at a fraction of the cost.

Vision Insurance

Contact lens case with lenses, a pair of black glasses, and eye drops on a white surface.

Hearing insurance helps manage the cost of hearing exams and devices, ensuring you stay connected to the world around you. Coverage may include:

  • Comprehensive hearing exams

  • Hearing aids and batteries

  • Repairs and maintenance

Addressing hearing loss early improves quality of life, reduces the risk of isolation, and can even support.

Hearing Insurance

View of a blue and gray hearing aid with accessories, storage case, and cleaning tools arranged on a light blue surface.

Dental, vision, and hearing costs can add up fast, and they’re not always covered the way you expect. The right plan can make routine care more affordable and help you stay proactive about your health.

Routine care matters, and it should feel affordable. We’ll walk you through dental, vision, and hearing coverage and help you find the right fit for your budget.

Get Personalized Guidance