Annuities
An annuity is a retirement planning tool that allows you to invest a lump sum (often from an IRA, 401(k) rollover, or personal savings) in exchange for long-term financial benefits. Depending on the type of annuity you choose, it can help you create more stability and predictability in your retirement plan.
Benefits
Guaranteed growth or lifetime income you can count on
Tax-deferred earnings, meaning your money can grow without being taxed until you withdraw it
Protection from market volatility, helping reduce risk during uncertain economic periods
Annuities are designed to provide peace of mind by helping you build a more reliable financial foundation, whether your goal is steady growth, guaranteed income, or added confidence that your retirement savings will last.
Annuity Options We Can Help You Explore
Not all annuities work the same way. Here are two popular options that can help you build more predictability and confidence in retirement.
Fixed Annuities
Offer reliable, steady growth with principal protection. They can be a great option if you want predictable returns without market risk, especially when you’re focused on preserving what you’ve saved.
Best for: Growing your savings with steady interest and principal protection.
Provide guaranteed monthly income you can count on for life. This can help create long-term stability in retirement by ensuring you’ll always have a baseline of income, no matter how long you live.
Best for: Converting savings into guaranteed monthly income you can’t outlive.
Lifetime Income Annuities
Even with careful retirement planning, markets change, priorities shift, and peace of mind becomes more important than ever. Annuities can help bring more stability and predictability to your long-term financial plan.
Get Personalized Annuities Guidance
Annuities can help bring more stability and confidence to your retirement plan. We’ll help you explore your options and choose the right approach for your goals and comfort level.