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Welcome to Your Local Insurance Advocate

Making Insurance Simple, Personal, and Stress-Free

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Coverage Made Clear helps people confidently navigate Medicare, Extended care, Life insurance, and Annuities by simplifying complex choices and giving honest, straightforward guidance. We fill the gaps Medicare doesn’t cover and help protect income and long-term wealth, so every client walks away feeling understood, supported, and fully protected.

Our Services

A medical bottle with a red cross symbol, alongside a capsule pill and yellow tablets, against a black background.

Private plans providing Part A and Part B benefits, often including dental, vision, and prescription drug coverage.

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Insurance that helps pay for out-of-pocket costs like deductibles and coinsurance for greater financial predictability.

Icon of a hospital bed with a red cross above it, indicating medical or emergency assistance.

Protect your retirement savings and independence from the high costs of extended care at home or in a facility.

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Secure your family's future with coverage tailored for income replacement, debt protection, or final expenses.

A hospital building with a red cross sign above the entrance.

Receive fixed cash payments directly to you during a hospital stay to cover medical gaps or everyday living expenses.

Cartoon-style illustration of a tooth and an eye, both with red cross symbols, representing dental and eye health, with a dark background.

Manage the costs of essential oral care and corrective eyewear with coverage for routine exams and restorative services.

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Provides a tax-free, lump-sum payment upon diagnosis of a serious illness to help maintain your financial stability.

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A retirement tool designed to provide guaranteed growth, lifetime income, and protection from market volatility.

WHY CHOOSE COVERAGE MADE CLEAR

Expert, No-Pressure Guidance

Get clear answers and simple explanations from a partner dedicated to helping you feel confident in every decision you make.

Top-Rated Insurance Carriers

We partner with trusted names like Aetna and Independence Blue Cross to find the right plan, company, and premium for your unique needs.

Simplified Language & Process

Insurance doesn't have to be complicated; we walk you through your options using plain language to ensure your coverage aligns with your goals.

Tailored Health & Financial Plans

Whether you are new to Medicare or planning for retirement, we focus on the specific parts of coverage that matter most to you.

Comprehensive Asset Protection

From safeguarding your savings against long-term care costs to securing your family’s legacy, we help protect what you have worked hard to build.

New To Medicare?

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Medicare can feel overwhelming at first, but it is a great place to start. We’ll walk through the basics to help you feel more confident, then focus on the parts that matter most to you.

Initial Enrollment
If you are newly eligible through your Initial Enrollment Period (IEP), you cannot be declined and no health questions are asked.

Full Coverage Security
During your open enrollment period, pre-existing conditions are fully covered, ensuring you have the protection you need from day one.

Diverse Benefit Options
You can choose to receive benefits directly through the government or through private insurance companies that often include dental, vision, and hearing.

Expert Personal Guidance
We provide clear answers and a quick overview of specific enrollment periods to help you sign up or make changes at the right time

  • "I have utilized Colleen and her service. Colleen was very knowledgeable and wonderful to work with. I highly recommend Colleen and her services. She actually saved me money!"

    —Blaze Y

  • "Very professional. She reviewed our Medicare Advantage plans and saved us a lot of money. Wish that we still had an IRA. She has a great product to help protect your money from loss. Would highly recommend. And we did not even have to leave the house; she came right to us."

    —Frank W

  • "Colleen handles my insurance, and she is a true professional and very knowledgeable. Colleen has saved me a lot of money, and I am very grateful!"

    —Rhonda Y

  • "I have the pleasure of meeting with Colleen Williams to go over my existing Medicare plan and review other options in the future. Colleen was a very professional, very pleasant, and took the time to thoroughly explain Medicare parts A and B. Scheduling an appointment with her was very convenient; she actually came to my home, and I felt very comfortable with her. I would highly recommend Colleen Williams.

    — Nancy G

  • "Excellent, very honest"

    — Lisa Y

  • Awesome experience!

    — Patricia H

Free Consultation

Ready for a clear path forward?  Insurance is personal, and your plan should be too. Reach out today for an honest, no-pressure conversation about your coverage options.

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